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Walkthroughamallonaweekendandyougettheimpressionteenage...

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Walkthroughamallonaweekendandyougettheimpressionteenage...

Walk through a mall on a weekend and you get the impression teenagers save money to buy clothes, iPods, or video game systems, but a new survey shows their priority (優先考慮) is quite different – saving for college.

The survey by online brokerage (經紀公司) TD Ameritrade Holding Corp.suggests putting money away for higher education is the top savings goal for today’s teens.The results showed 62 percent of teens aged 14 through 19 save their money for college, a much higher rate than the 40 percent of adults who said they saved when they were teens.

Educators didn’t expect the results.They are pushing for financial (理財的) literacy (素養)education in schools.

“It’s a pleasant surprise that we’re seeing young people paying that much attention to the importance of this issue,” said Joseph Peri, CEO of the nonprofit Council for Economic Education.“Part of teaching the importance of investing is showing that the best investment a young person can make is an investment in themselves.”

The survey suggests teens save more of their money than their elders did when they were young.About 87 percent of teens say they save.

The results also suggest 78 percent of teens said they want a plan that involves splitting the cost of education with their parents.

The willingness of teens to share the price of their education suggests that they are aware of rising college costs, Young said.

More than 80 percent of teens reported that they consider education to be important to future success, compared with 56 percent of adults surveyed who say they felt that way as teens.

 “We’ve become more conscious (知曉的) of the opportunities that are out there for us and the competition that’s out there,” said Megan Partridge, 17, a student at Voorhees High School in Glen Gardner, New Jersey.

1.According to the new survey, American teens are saving money primarily for _____.

A.clothes                                   B.iPods

C.video game systems                 D.higher education

2.Which of the following is TRUE?

A.Unhappy with the results, educators are pushing for financial literacy education in schools.

B.American teens invest more money in their careers than in other things.

C.The American adults surveyed don’t seem to care about their futures when they were teens.

D.More American teens save money for college education today than before.

3.According to the survey, ______.

A.78 percent of American teens save for college

B.87 percent of American teens are aware of the importance of investing in their future

C.less than half of the adults surveyed thought that education was essential when they were teens

D.over three fourths of American teens are willing to share their educational expenses with their parents

4.Megan serves as an example of teens who ______.

A.are doubtful about their future B.attach importance to education

C.are afraid of the competitiveness of modern America

D.realize the effect the financial crisis may have on their education

5.We can infer from the passage that________.

       A.Teenagers prefer buying books to video games.

     B.Educators don’t think it’s very important for teenagers to know how to manage their money.

C.Educators think that teenagers should invest all their money in themselves.

       D.Most of the teenagers want to share the cost of college education because they realize the cost has been rising.

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