There are other options, such as a personal Pledge Loan.
Creditors Optimal Screening Contract on Collateral in Inventory Pledge Loan;
Thinking on Risk of Accounts Receivable Pledge Loan and Its Control
High-tech Small and Medium-sized Enterprises Pledge Loans of Intellectual Property Rights Should Go Where
So, as long as I have one of those, I can apply for a Personal Pledge Loan?